I’m not dead (yet) – part 1

Hello Ripsters, Giorgio here.

I’m not dead, and the blog isn’t as well.

It’s been over a year since I’ve published my last post. And that “post” was essentially just a link to a video. Like the previous one. The last “written” post dates back to July 5th 2021, and it was a MLJ. Well, if you were a reader of mine you probably forgot about me by now.

Anyway, today I decided to block a full day on my calendar to just write, with no distractions and no other commitments. Just a scary blank page. I’m going to write a global all-encompassing update on my life, work, finances, family, etc.

(read more)

Read more

2021 Q3 Financial VIDEO Update

Hi RIPsters,

It’s been three months without a single blog entry, and the last one (and this one as well) has been a video entry. I assume many of you might be wondering whether the blog is dead or not.

No, it’s not! The blog is not dead!

(read – and watch – more)

Read more

2021 Q2 Financial VIDEO Update

Hi RIPsters,

I’ve recorded a video version of the Quarterly Financial Update this month, in English Language.

I don’t plan to also write a long form post about it. Yeah, I know, I’m sorry.

My life is a mess these days.

I hope you enjoy it!

Read more

Monthly Learning Journal 17 (5/7/2021)

Hi RIP readers, welcome to the July 2021 edition of the Monthly Learning journal (MLJ).

This month edition is pretty dry because I’ve been on vacation for two weeks and didn’t focus much on learning new stuff. 

Next Episode on Monday August 2nd, 2021.

Enjoy!

Read more

How I track my finances using spreadsheets Part 6: Historical Income and Expenses, and Time to Broke

Hi RIP readers,

we have another lightweight “on the beach” post today.

I know, my public spreadsheet is getting way too big (and a bit slow), and I should probably pull something out.

Not today though.

I’ve been playing a bit too much with my Net Worth Spreadsheet lately, and ended up adding a few extra sheets that I’d like to show you today. I’ve added sheets to monitor income and expenses across multiple years (I’m tracking them in detail since beginning of 2016), and a mini retirement calculator.

Let’s look at them one by one

(read more)

Read more

One Dollar Coast FIRE and Generational Wealth

Hi RIP readers, first things first: today, five years ago, I’ve published the first post on this blog.

Happy birthday retire in Progress 🙂

Ok, enough for a celebration. Let’s get started.

Today topic is a lightweight one, it’s a “on the beach” kind of quick post – in fact i’m actually on the beach for a couple of weeks.

So, while I’m enjoying Apulia’s coast, why not talk about coast… FIRE?

Simply explained, Coast FIRE is a financial milestone that, when reached, it means you can stop saving money (i.e. you can spend all your income) while your current Net North snowballs you into Financial Independence at traditional retirement age (for example, age 65).

There’s a weird loophole, a paradox in this money game that makes me think about it from different angles. Let’s try to decompose it and see where this summer beach thought will bring us.

(read more)

Read more

Monthly Learning Journal 16 (7/6/2021)

Hi RIP readers, welcome to the June 2021 edition of the Monthly Learning journal (MLJ).

This month edition is much shorter because I’ve been focusing way more on producing content  (mostly for my YouTube and Twitch channels) compared to consuming content.

While I like “create” much more than “consume” (in every aspect of my life), I will try to keep a more balanced information diet in the following months.

Well, not in June probably, since we’re going on vacation for two weeks on the beach and I’m not sure how much “digital time” I will allow myself to spend 🙂

On a side note, the production of this MLJ episode has been mostly automated thanks to a python script I wrote “in public”, streaming on my YT channel (in Italian language). A lot of formatting time saved!

(read more)

Read more

Patti Chiari – The Full Story

Hi RIPsters,

I know, I’ve been missing on this blog for quite some time. I’m playing probably too much with my YouTube and Twitch channels (check my events page if you want to follow my live streams).

Yeah, I know, I owe you an update on the mess, and it’s coming (hopefully) soon.

Meanwhile, yesterday, on Friday May 28th, on RSI LA1 aired a Patti Chiari episode where I’ve been featured (sorry, Italian language only).

In my opinion this 15 minutes episode is really good, especially from a “storytelling” point of view. It’s a very very simplified version of the 10+ hours long analysis I’ve run on both their policies.

I’ve written this post is to show you some extra details, and my process to come up with the conclusion shared on the show.

And of course, the spreadsheet I’ve used for the simulation 🙂

(read more)

Read more

Monthly Learning Journal 15 (3/5/2021)

Hi RIP readers, welcome to the May 2021 edition of the Monthly Learning journal (MLJ).

A lot of high quality content has reached my attention recently, mainly because you – my readers – are pointing me toward amazing resources. I guess 40% of this MLJ episode has been recommended by you. It’s becoming a collective “monthly best of the web” magazine. I’m just the flag bearer.

Today MLJ themes are… well, it’s hard to extract a few common themes this month, which means I’m getting distracted too much, following too many threads.

Next Episode on Monday June 7th, 2021.

Enjoy!

(read more)

Read more