2017 Q4 (Oct-Nov-Dec) Financial Update

Hi RIPpers, I’m back after a long break. I’m back to stay. First of all I want to thank all of you who sent me a nice email, message, comment. THANK YOU! I’ve not been posting for a while, not because I lack motivation but because I lack perseverance. Yes,

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August-September 2017 Financial Update

Editorial note:  financial update will become a quarterly event. I’m covering August and September here to align with quarters. Next edition will be Q4 2017 (Oct-Nov-Dec).  Hi RIP voyeurs, welcome back to my monthly update. As usual, the reference doc is my NW spreadsheet. You may find that the doc is

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The hardest part about your asset allocation strategy is to stick with it

Editorial note: I’ve been not much motivated to write on this blog recently but do not worry, I’m not giving up. I have a lot of ideas and blog posts I want to throw out! It just seems to me that writing a decent post takes so much time that

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My Net Worth Split by Currencies

Hi RIP readers, Last months my finances have been dominated by currencies fluctuations more than savings and/or investments earnings (and/or weddings!). I’ve always considered currencies fluctuations a minor factor (and I still do) in wealth management. A factor not worth taking into account, especially when talking about three of the

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May-June-July 2017 Financial Update – Yet Another Wedding

Hi RIP voyeurs, Yes, I’m still alive! It’s been quite a long time since my last post but I’ve been very busy with organizing my Wedding, enjoying a month long Honeymoon and wrapping life up after such a big break. Blogging has obviously been postponed for a while. Follow me

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ETF 101

Welcome back RIPvestors, time has come to get back to my investing series. We’re going to cover the very large ETFs world in this post, the preferred mustachians instrument to join the stocks party! Disclaimer: I’m not an expert on this subject. I’m here to share what I know with you, my novice

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April 2017 Financial Update – Quaranta

Hi RIP voyeurs, April 2017 is gone and hopefully this new wave of winter is gone too. Before jumping into numbers let me explain why you didn’t hear from me for an entire month. April has probably been one the busiest month of my life so far, so many things happened! I had

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March 2017 Financial Update – Marriage edition

Hi RIP voyeurs, March 2017 is gone, spring arrived earlier this year in Switzerland. At the time of writing this post it’s 23 degrees and I’m biking to work wearing only shorts and t-shirt! Welcome back to my monthly update. As usual, the reference doc is my NW spreadsheet. Overview A

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I don’t get credit cards

Hi RIP friends, I got my first real Credit Card few days ago. I didn’t own one before. Well, as I’ve explained previously, I had some sort of similar tools, like rechargeable debit cards and Hooli issued credit cards, but they’re not the same thing. I never had this sort of monthly threat “pay your

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February 2017 Financial Update

Hi RIP voyeurs, February 2017 is gone, it’s been incredibly warmer than average here in Switzerland, it really looks like spring already! Welcome back to my monthly update. As usual, the reference doc is my NW spreadsheet. Overview This was a strange month. First of all, lowest saving rate since started this blog, 50.9%.

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