Gifts Ideas: ideas!

2016, December 24th Hi RIP friends, Those who know me know how I don’t usually like gifts. No, I’m not an ultra evil person, let me explain it a little bit more. I hate to have to buy gifts for “special occasions”, which appear to be every other day. The RIPs are very social,

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Mexico, before the Wall

Hi dear RIP friends, If you followed me so far you know I’ve recently been to Mexico for 2 weeks. I wanted to write about my experience and share some thoughts about money, freedom and society. Be prepared, this is a very long post (the longest I’ve published so far). I’ve

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80%

Quick update! Hi RIP, I’m your manager and as you know we have this funny end-of-year routine where I raise your salary for no reason and give you a ridiculously high yearly bonus, planned as 15% of your gross yearly salary but usually more than that. Well, today is your

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November 2016 Financial Update – I’m Billionaire!

Hi RIP voyeurs, November 2016 is gone. Typing these words from Isla Mujeres in Mexico, with a sheetty internet connection but an amazing view and ~30 degrees Celsius. We’ll be back in Switzerland in few days where the only thing that won’t change will be the 30 degrees. Just… Fahrenheit! As

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Eleven Gems on the Net #4 – White Mirror

Hi dreamers, Welcome back to another episode of Eleven Gems on the Net (EGN, for friends), where i share few inspiring links I’ve found on the web. This episode is a special edition of EGN! They say 2016 has been a sheetty year: Brexit, ISIS, Syrian refugees crysis, the death of so

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Lump Sum Tax on Pillar 2 & 3 – Kapitalauszahlungssteuer

Gruezi RIP Freunde, Welcome back to the Switzerland series! Today questions are: when and how will my Pillar 2 & 3 be taxed? We’ve took a look at the Swiss Pension System in a previous post. We’ve seen how Pillar 1, 2 and 3(a) work. We’ve seen that Pillar 2 & 3a are

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Unemployment in Switzerland

Hi RIP friends, Today we have the first guest post on this blog! I asked a close friend of RIP family to write something about being unemployed in Switzerland. This post fits in the Switzerland series, where we discuss how’s life and work (and the lack of it) in Switzerland. So…

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Swiss Pension System a.k.a. Pillars for dummies and immigrants

Gruezi RIP Freunde, This very long post is about the Swiss Pension System, with special attention to information for immigrants. Let’s ask the main question: when and how are you suppose to retire in Switzerland? In Switzerland you usually start working very early. Legal minimum depends on the kind of job

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October 2016 Financial Update – Nel mezzo del cammin di nostra vita… (halfway done!)

Hi RIP voyeurs, October 2016 is gone. Amazing autumn here in Switzerland, colourful leaves all over the places and still not as cold as expected. As end-of-month routine I’m here showing my numbers with shame, since our spending level is still above my desires and next month won’t be better. Need to wait

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A Taste of FI: asked to slow down to a 80% position at Hooli

Hi RIP friends, At Hooli I have this weekly 1:1 conversation with my manager to discuss ongoing issues and career plans – as I guess it is pretty normal in every workplace. These conversations are not technical at all but more oriented toward helping your manager to help you grow. It’s

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