Hi RIP readers, this is Part 2 of 2020 Q4 Update (here is Part 1).
Today I’m going to expand the “Investments – Analysis, Actions, and Plans” section left empty in my previous post. I’m going to share my beliefs, my fears, my decision making process, and will commit to some actions in order to get back into a “sane” asset allocation as soon as possible.
I’m kind of rewriting my Investor Policy Statement today.
Mind that this post is very long (8k+ words), and superficially edited.
It’s not just a stream of consciousness, because there’s some deep ETF research, thought process, behavioral analysis, rational decision making, and more.
I started writing this post without an outline (I never do), and without knowing what the conclusions would have been. I used this post to clarify my thoughts, and that’s what writing does for me.
I don’t write because I have something to tell, I write because I have something to learn. And as a side effect I’m sharpening my thinking skills. Writing is amazing!
Enjoy!
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